Effective Date: August 7, 2025

By downloading, accessing, or using the Split Bill AI mobile application (the "App") or its official website https://splitbill-ai.com (the "Website"), you agree to these Terms of Service ("Terms"). The App and Website are collectively referred to as the "Service."

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." USE IT ENTIRELY AT YOUR OWN RISK.

1. Description of Service

Split Bill AI is a tool designed to help users split bills and expenses. The features and functionalities are subject to change at any time without notice.

2. Support and Maintenance

The Service is provided without any promise of guaranteed support, maintenance, or technical assistance. While I aim to provide a reliable experience, I am under no obligation to provide updates, fix bugs, or respond to general help requests.

3. User-Generated Content

You are solely responsible for Your Content. By uploading it, you grant me a license to use it solely for the purpose of operating and providing the Service to you.

4. Prohibited Activities

You agree not to use the Service to: violate any law; upload malicious code; infringe on any rights; or attempt to reverse-engineer, scrape, or decompile the Service.

5. Intellectual Property

The Service and its original content (excluding User-Generated Content), features, and functionality are and will remain the exclusive property of the developer and its licensors. The Service is protected by copyright, trademark, and other laws of both Thailand and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the developer.

6. No Financial Transactions

The Service DOES NOT process payments. I take no responsibility for any financial transactions.

7. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND. I DO NOT WARRANT THAT THE SERVICE WILL BE ACCURATE, RELIABLE, OR ERROR-FREE.

8. LIMITATION OF LIABILITY

IN NO EVENT SHALL I (THE DEVELOPER) BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES WHATSOEVER ARISING OUT OF THE USE OF THE SERVICE.

9. Indemnification

You agree to defend and indemnify me (the developer) from any and all claims, damages, and expenses arising from your use of the Service or your violation of these Terms.

10. Changes to These Terms

I reserve the right to modify these Terms at any time. The most current version will always be available at https://splitbill-ai.com/terms. By continuing to use the Service after changes are made, you agree to be bound by the revised Terms.

11. Governing Law

These Terms shall be governed by the laws of Thailand.